Investing account suggestions

[Lee L.]

Hi everyone, 

Where do you all keep your money while it's in limbo. Trying to consider if i should keep my money in a investment account so i can have it sit on the stock market and accrue larger returns while i wait to put a deposit down on a property? It's not quite liquid i get that, but seeing as how you only pay taxes on money you've earned (short term) under a year when you withdraw money out of the stock market after recently having put it in there is that not a good idea? Is this what everyone is doing already and I only think i'm smart for having thought of it? Curious where people are housing their large downpayment pools of money?