I create an environment where they can step in and do 6 - 8 no problem. 

If no one is occupying the unit and you are in the cold winter months... unplug all appliances including the fridge (they love nesting near the warm compressor motor, and the dishwasher also provides a warm humid environment), open all cabinets and appliance doors. 

In addition to other relationship issues that may affect the environment in the home. 

I agree that my question wouldn't be valid in a low interest rate environment.

It is going to be tough in this environment.

Advion is fantastic, but only if the environment has been cleaned up.

I'm told the rates are close to 2-2.5% higher for an LLC.This throws a wrench in my strategy which is to:1) find and buy properties that are cash flow neutral to positive in the current "high" (relatively-speaking) interest rate environment 2) refinance when interest rates drop to increase cash-on-cash ROI to 10%+.Curious to hear other's experiences on this.

That is not an indictment on you...just the loan amount and our regulatory environment. 

Good plan as long as you commit to it and you are okay with the new rates in this environment. 

@Jordan GrahamCurious we had several people reach out to us about lending to them and they all have noted the “norm” in SD is they get a first from a national lender and are looking for a second to fund the remainder of purchase price and rehab - so 100% financing included rehab so they have no skin in game…I politely said umm no thank you - but was curious is that the private lending environment in SD?