If your gross monthly income is $6,000, then your debt-to-income ratio is 33 percent. ($2,000 is 33% of $6,000.) $2,000 / $6,000 = .33 (33%)

The thing I’m confused about is, what percent of my income do I put in where?

Listen to BiggerPockets Episode 399, “Solving the Investor/Contractor” Relationship for more insight on building strong relationships with contractors.Tip 3: StagingHomes that are staged prior to being placed on the market, lease, on average, around 73 percent faster than similar, un-staged homes.

So you save fifty bucks and have a bad back when you are 60 years old, no thanks... 

What percent are private lenders getting in this climate?

In the last cycle—and I don’t think we’ll have that kind of downturn again in our lifetime—workforce housing performed extremely well.”The reason workforce housing is well positioned, even better than class-A apartments, is because in a downturn, most workforce housing renters will stay put, and many renters in the luxury segment will bump down to workforce housing.

Most of our properties have had all investment extracted for infinite return, but more units with lower rate of return can equate to larger profits (not as a percent, but in dollars). 

Having 20 or 30 percent of your portfolio without leverage provides a stable cash flow to weather most storms.

What minimum percent down is reasonable to achieve and still obtain a competitive rate (let’s say 4.5% or so right now)?

What percent of profit is acceptable?