If you are willing to, I would use the VA loan to purchase a property that has a additional unit you can rent out (detached guest suite, apartment above garage, or duplex..).

If you were running numbers on a potential multiplex property, with 3 different streams of income:- 2 fully rented apartments- Detached 2 car garage- 3000 sq ft Zoned for Commercial use & storefront (but I’m looking into rezone options)what are your creative ideas for the rezone space?

Please be descriptive regarding your interests and the property/project type:  SFR, Multi-Family, Commercial, etc.What obstacles do you feel would need to be overcome in order for you to be comfortable lending money to investor?

House hacking a detached duplex I consider the ideal start.Good luck

I am securing financing now to build a detached 2nd floor ADU above my garage in downtown SJ (Northside Neighborhood).

@Brian Pulaski the house is around 1,200 SF with a 200 SF detached garage in the back.

Detached 2 car garage with a storage shed in the back of the property lot.

We have no idea if the shack whose wall we can see in one of the shots of the backyard is this detached garage.

A 3/1 SFR may appraise at purchase at $420K but a detached duplex with a 3/1 in similar shape same area and 2/1 may appraise at $460. 

Sooo here's my situation: Currently Renting a 1942 bungalow 1500 sf home 3/2 w/ detached garage and ally access in the Kenwood subdivision of St.