Any tips on where I can search and find one or few?

You cannot normally count the rent as income on a mortgage for two years.I do give you credit for thinking a lot of this out though!

The short answer is that you will get credit for everything that has a written and transferable contract associated with it.Not all side income will be counted towards forcing your appreciation.

Then, my inlaws have agreed to take out an equity line of credit on their house and are going to have a little more than 40k in money that they are going to allow me to use.

@steven @Steven Gillmer thanks so much for the inside tip.

I suggest you make sure they are qualified (income, background, etc.) and set them up with a credit repair agency so they can purchase the home before the option expires.

There are factors that play into those percentages such as what state project is located in, your credit score, funds you have available, experience, etc...

Even if you are able to buy a house with "no money down", if you have a problem and no way to fix it, you're headed to foreclosure and another 7 years until your credit score is back up so you can obtain financing again. 

Thanks for the tip Daniel!

Any tips on this?