Your plans will never work out (if they are detailed) as planned and adjustments will always need to be made.

I have no idea if they truely are allowed to do that on my loan.My impounded loans get adjusted up and down all the time.

You could tell them the roof fell in and if they thought no one else would notice, they could simply move along to see if a real sucker makes an offer, but if it was obvious, they will make the adjustments.

As soon as she thinks I am making more money she files for an adjustment to the support order.

Obtaing funds to improve the property should not be a problem and really, should just be presented and justified to adjust the cloud on title to be adjusted appropriately.

After closing, we could not get much water from the second floor faucets, then the plumber crank up the water supply (by adjusting some valve outside of the house ?)

Now, insurance adjuster is being an A$$, as expected and here is where we run into our problem: The building was grandfathered in as far as wiring, we ended up rewiring the entire unit, other 3 units still have older wiring.

Perhaps you should adjust to a $20k margin and see how that turns out.

We also give them 60 days notice instead of the required 30 so they can plan better for the adjustment.

Then, they will make an adjustment for size.