Also, I have never heard of a civil suit getting damages for that type of conduct.Usually people just move or add a safety chain or lock, when they have a creepy landlord that doesn't respect boundaries.I am not a lawyer, this is not legal advice. 

Major termite damage? 

The email stated that the underwriter has assigned an action for me which read as follows: "The shed is in poor condition and needs the following repairs: rotten soffit and fascia, roof replaced and trees at the back cut down to prevent further damage."

Of course we know some of the damage is already done.One thing I know for sure is it will never return to normal.

The next day day I get a phone call saying he has to get his painter over to repaint and the deposit will be charged I never add to the charges after a walk through if I missed something I assumed it was on me.Hey Guys,Following our move out inspection today there was not any damage to note and the place was very clean and in good shape.

The bigger threat now (based on the opinion of the only actual epidemiologist I know) is the damage from shutting the economy down.

If you are buying physical business assets most of that is 10 cents on the dollar and hardly no restaurant equipment places will be for anything to liquidate because warehouse is full and nobody is opening up new stuff in this environment until they know when the peak is.    

Two of the units rented without a physical tour at all!

So if the house is empty for a week nothing should be needed related to COVID-19 ( https://www.sciencedaily.com/releases/2020/03/200320192755.htm )1 - Regarding filing an insurance claim, if there is damage to be repaired such as replacing all carpets I would yes.2 - I would think the downstairs tenant already knows if the neighbors know they died. 

in my Pet Addendum: "Tenant will perform regular housekeeping duties, including sweeping and vacuuming, clean up all waste, and assume all responsibility and cost for any damages, cleaning, replacements or any other expense to the property that are a result of the animal."