I am using a FHA loan on my primary residence and don't want to refinance because we have a great interests rate. 

I am happy to expand on topics of rates, cities, etc.  

I locked in a great rate at 2.25% in 2021. 

If you bought under market, put at least $10k in rehab work you may refinance 75% of the new appraised value, (can exceed 100% of the cost spent, however there is a rate adjustment) 

Because one of the best things about investing in real estate is the tax benefits. when you invest with your SDIRA, you do not get to take advantage of those benefits. but with notes, where income is interest income and typically taxed at ordinary income rates - that is huge if you can defer or not pay taxes on that income.

AirDNA says the occupancy rate for STRs in Raleigh is 33%, which sounds low to me, and as I mentioned, there are 107 empty full-unit MTRs.

This will have one more bed and bath which will bring a higher nightly rate but I'd be happy if it performed as well as our current STR.

Curious how quick rates will likely fall on mortgages once fed does start a cut? 

There is no interest rate, its a flat fee based on the amount borrowed.

He is calling it a Fire Sale🔥🚒 BUT his asking price is $1 Million for a former school building.