Since you mentioned you'll still be getting financing this means you will have more borrowers and people on title then just yourself which means you will need their full cooperation at all times to complete actions smoothly.

I'm not sure if your wife works or not, but if you made something closer to $70k a year, she would have a CHOICE to work or not, which is not realistic on only $35k. 

My husband and I are going to purchase his family home, where he is currently a "co-borrower", and although this would technically be our first time buying a home, because he is already on the loan, they advised us to refinance. 

Unfortunately,  everyone does not have the financial support of "friends or family"  they can borrow thousands of dollars from for a down payment,  some people are literally on their own...

This will also protect you in case some issue arise.Its not the Brand of the AC you choice that will make the ac last long, Its the installer and his proper install practices. 

I hear almost every podcast and read tons of blogs talking about borrowing money from friends or family to use as a down payment for a brrrrr.

I borrowed 100% of the purchase price.

Note that you can open an estate as a third party --- had to do it from time to time when I represented lenders and the borrowers died.

Not really sure where to start but we just sold our house so I have some capital to get started, just want to make sure I make sound choices when starting so I decided to join BP as a resource to make connections and maybe even find my first deal.

They can either come into our Office, we can send a mobile Notary to a location of their choice or they can print the Deed and return it to us signed overnight.