Make sure you listen to the podcasts (as they on occasion refer to differences now from that time).  

All the metrics in the world won't fill in the blanks on getting a handle on this property. 

SO, HAVING OR EVEN ALLOWING THE LOAN OFFICER TO FILL IN THE BLANK WITH A ZERO IS NOT A TRUE STATEMENT, NOW GO TO THE BOTTOM OF THE APPLICATION AND YOU WILL SEE THE PENALTIES FOR MAKING A FALSE STATEMENT OR OMITTING INFORMATION WHICH WOULD IMPACT ANY LOAN DECISION.ANOTHER ASPECT OF SMALL PORTFOLIO LENDING IS SOMETHING CALLED LOAN CONCENTRATION.

However a penny stock could be very expensive because it’s a junk company with no earnings and no earnings growth potential.What I’m trying to say it this.Michael Blank is right.

(the blanks were for Mike M) Richp.s. ditto to what Bryan said.

LOLHmmm, when I came back, your post was completly blank, no text at all.

I understand most of the basics from working with investors over the years, but still would like to approach this with a blank slate and learn from trial and error.

Then you can work with the mortgage side of the bank and get better interest rates and higher refinance numbers.However, I've done what you're looking to do on two separate occasions, and I'm in the midst of my third time.

We had no recollection of a foundation issue, so no, that was not addressed before though we've had steel beams put in by an engineer who assessed the structure of the entire property twice in different occasions and never made a mention of it, hence our lack of awareness for this particular line item in our old inspection report.

The problem is that right now homebuyers are bidding SFR in these areas out of cash flow on most occasions.