Time and circumstance changes everything.

I've never really been in a position to put it into practice, but circumstances have changed and I'm trying to decide if now is the right time.I'm considering investing with a long-term buy and hold strategy for cash flow properties.

Yeah, I'm planning on commercial financing, but I guess I'm just wondering under what circumstances a commercial appraiser would use a method other than the income method?  

The owner occupancy requirements can be waived when things occur that present a hardship to an owner by staying in the property, things happen that are unforeseen such as a divorce, separation, loss of job, job transfer, death of a family member or where an owner may be required to care for family, birth of a child requiring additional room, some previously unknown issue, say radon gas at a low level that causes some health concern, a child you is found to need a dust free environment can cause an owner some health, financial or other hardship, that, if that matter were known prior to borrowing or buying, the owner most likely would not have carried out the purchase.

There are also circumstances where several people who already know each other come together to form an LLC and then that LLC lends over and over. 

Brian - I have 5 years left until I retire and I'm with a non deployable unit under very special circumstances where I am sure I will not be deploying.

If it's an extenuating circumstance like a spouses death or something serious like that you years go down for conventional to 2 years.I hope this helps and have a good one :)

You do not come across sounding like you assume every one is in a position to just jump in with both feet regardless of circumstances you know nothing about.

That is because of my personal circumstances (age, investment outlook, retirement planning, etc).So in the words of Clint Eastwood - are you feeling lucky, punk?  

Circumstances change and they could be a deal a few months down the road.