Ogden, Utah Sub-market?

[Paul Gwilliam]

I've got a property under contract in Ogden, Utah.  I have never owned in Ogden, and the listing agent said something that got me thinking.  I may be reading too much into it, but It's bugging me. 

He said that ogden is an interesting sub market and financing financing may be hard to get. Here's the deal. It's an old house (1881) - very large. It's been converted into 6 units (each ~900 sq feet. I calculate that the Cap Rate would be 10% and the Debt Coverage Ratio would be 170%. If the appraiser used the income method, He would come to a similar conclusion, but not necessarily if he used the comps or GRM method. Do I have any reason to suspect the appraiser would use a different method, or that I would have trouble getting financing? I love the deal, but I'm concerned there's something I don't know about Ogden specifically.

I will also be asking a couple brokers in the morning, but It's really bugging me.  I expect I would get a different perspective from you all.

Thanks!

Paul Gwilliam