James,---spend a lot, change the law---accept the situation and comply---sneak around, get caught (not recommended)---pull up stakes and reinvest elsewhereMy 2 cents,Mike

If you need recommendations for reputable local lenders in the Indy area, feel free to DM me. 

We typically recommend a 2% gap before a refi, so you might want to aim for a 5.375% rate before speaking with your lender. 

Did you work with any real estate professionals (agents, lenders, etc.) that you'd recommend to others?

I would love recommendations for an architect, I have no idea how to find one! 

Did you work with any real estate professionals (agents, lenders, etc.) that you'd recommend to others?

Does anyone know any reasonably priced Builders they'd recommend?

Some states require landlords to accept Section 8, while others do not.There's also a process with the landlord passing an inspection, signing the contract, etc.I recommend you contact your housing office and ask them what the process involves and how long it will take. 

Does anyone have any quickbooks alternatives that work for class tracking and or can recommend an accountant (ideally in the San Diego area) that would be able to get us going in the right direction?  

I do NOT recommend any of that for newer investors.