Jon Bock, CPA/PFS Thanks for the note Jon.Great questions and to the point.No particular deal, just trying to assess all my options, so I have a good grasp on my financial resources ahead of finding the first deal.Why real estate? 

The price points, attraction of the area, and large base of SF Homes to work with, anything that touches or is situated near I-40 shall continue to reap the benefits of being on the I-40 Line, as such Winston is no exception.

If you cannot qualify with income or credit, there are other options available with niche lenders and hard money lenders for the situation on an investment property.

Beware that 1) some lenders might not lend in Tulum because they deem it too risky given the oversupply situation and 2) other lenders won't lend if the purchase price is below $750k because you can't get title insurance in Tulum specifically.Finally, beware also that there's a huge difference between a lifestyle purchase and a (profitable) investment purchase, the latter being all about numbers.

The Frank Gallineli book seems to have a good amount of financial information and will then be the next read for me as "The Millionaire Real Estate Investor" seems a little more mindset based.

These awesome financial decision are what keep renters poor.

after I closed my last (and biggest) deal of my career I realized the financial docs were off by 64%.

I'm open to any financial advice you may offer regarding our current situation.

In these situations I take care of my tenants.

What would everyone do in this situation?