Instead, average lot rents are closer to $300 / moAccelerated depreciationThose are some 'big picture' metrics that are working in favor of MHP owners.

You will probably eventually start favoring one of the methods.

Public comments are currently open:https://publicinput.com/T0711The zoning text change will take several months to fully process, but a clear majority of the current city council favors the change.

If you are doing this with 4 families, you can build a fairly large portfolio relatively quickly, and most importantly at the most favorable financing terms.

There are programs on campus dedicated to "educating" students on how if you're anything other than a white, straight male and you find yourself at some sort of disadvantage in any way, you have every right to blame the system and others and rebel because they screwed you over and failed you.I live near a district attorney whose policies apparently favor police unions.

And then you would have to convince/explain to the magistrate what the master lease is and get them to rule in your favor.

Do yourself (and your investors) a favor and consult with a securities attorney. 

Seems like with amortization it was finally starting to work in my favor (paying more principal each month than interest).   11k seems extreme to me as well, but if i plan on holding 15 years and paying off the note, the 11k would be worth it after about 36 months (as opposed to paying no points and 4.5% for 15 years).  

You can likely get favorable terms with that type of down, however, retail lending is going to rely heavily on the tenant itself.

Your mom did you a favor.