My credit is good, even though I read its really not about the credit.

I have a high credit score and zero debt; I just don’t have the work history.

You want to build up the reserves for when you do need that new roof/appliances down the line and you can't be sure you won't get a bad tenant in that trashes the place so better to start saving that.Ohh another Tip on the duplex design that I got from a member.. in your design have the entry doors for each side as far from each other as you can.

It also depends on loans that you are trying to qualify for depending on credit, experience, and other factors.

One would have to be nuts to use a fintech bank and a public bank who's credit rating is crap when holding your (or your client's) money.

I've looked at 5+ unit deals in your area (a few years ago) and I've connected with local credit unions that are open to lending on them.

.: @Joseph Fennerinvest wherever you're locatedThe market is bad where I am and I would like to invest out of state where property prices are cheaper.

Or depending on your total assets, including invested, qualify you on assets and credit alone.

DSCR loans are based off of down payment, credit score and either actual or market rents so it helps to supercharge an investor's real estate goals and net worth.

Do you want to give me the good and the bad streets / neighborhoods to invest in?