Hi Wendy Wong-you I'm an out- of-state investor based in Mission Viejo, mostly multifamily.

The person cannot refi because she has no income except Social Security & pension which at this time; expenses are $500 a month more than she takes in. 

Speculation is and always will be a No, No to a successful investor.Another comment you made is about the O&G industry and you heard from a few friends that they are finding it difficult to rent their places for break even price...Well, if you don't learn anything else learn this, never take advice from friends, family, business partners, etc. that do not have factual data to prove the statement(s) made in social settings. 

Hi All, I'm Jhana, 31, and recently moved back to the Bay Area after 9 years in Colorado and a year developing a social enterprise in Nepal.

That is fine once you made it and have clients, before then wear a shirt and tie.2) Don't overdo your social media, post normal things (stay off hot button topics).

Create your own mission statement.

I even checked through the testimonies that were posted and not the testimonies of the workshop but of people that furthered their education, located them via social media and told them what I was getting ready to do and no response.

More specifically, I provide marketing services including on-site consultation, photography, social media, and video.

Any government/social-assistance programs beneficial to investors? 

My current investor has become Wishy Washy and my little voice is screaming abort mission plus the percentages were far extreme.