If you'd like more knowledge just colleague request.  

I send a request on the 1st of the month- then they complete it.

This will entail, making application with the property address being listed as TBD, but you and the lender can have a meaningful conversation regarding all aspects of your loan request and your credit profile.

When you make the offer, you can request that the house be delivered with a unit vacant. 

As much as I understand the importance of not wasting time, I think about all the "wasted time" that built my network.That deflected question or request, that I answered or fulfilled, became an important part of my network as I guided them forward...either by their participation, a referral from them, or both.  

The court actually issues the garnishment, otherwise any ole joe can call someone's employer and request a garnishment.

I could not request the report from the school, because it is typically not available to the student from what I understand.I just wanted to see if it was illegal to have employed applicants do a credit/background check and not require that from certain students.It's not that these people are applying at the same time for the same house, but I just wonder over time if I am opening myself to scrutiny if all of my files get looked at if there were ever an issue, and I don't have background checks on some but I have them for others.  

Stand behind your placement choice.Triage repair requests so you don't send out the plumber or Maytag Man without reason.

It's not actually included in the appraisal but is an add on that the lender will request from the appraiser.

If the homeowner still can't pay, you, as a lender, can request to sale the homeowner's property - usually through an auction.