After some discussion in which I advised security deposit was held on behalf of both parties, he withdrew request until end of lease in September.I have advised girlfriend of his call, and she then stated that the security deposit monies really belongs to her.My dilemma is that the lease is coming to an end, and I understand that in PA, a landlord is required to return 1 month security deposit if lease is to be extended.The place has not been vandalised and is basically being taken care of, and I'm willing to renew lease with the girlfriend, who very interested in renewing lease, but who also now appears to have allowed a new boyfriend to move in.I suppose I could have this situation handled by hiring a lawyer, but my challenge is how should I go about retaining at least 1 month security deposit while returning the other. 

I am helping a client who is also a Veteran to do this exact thing right now; at first he wasn't sure he wanted to move twice to make it happen, but when he realized he was going to basically get a cash flowing rental property for free(no money down) he realized it was an easy decision.

Sure, people will tell you that you can without talking to the bank, but they could call the loan due at any time (assuming there is a due on sale clause, and there probably is).

I got my license earlier this year so I can keep growing my portfolio and help other people learn what I did.

This increase is partly due to higher demand for rental properties as people move to the area for work and lifestyle reasons by there are other things to consider of course. 

At the end of the day, if you are prudent in investment analysis, have a good BS meter for smooth talking salesman, and know a bit about real estate to be able to do some basic diligence on the polished presentation many syndicators put together, than you would likely be fine going this route.  

I've gotten lots of information here, from lots of great people, but "life has been lifing", as they say. 

Attend meetups and meet as many people in RE as you can.

A a basic starting out foundation what is a good percentage of ARV that ii should be looking to offer on properties in the Phoenix (Valley) area.

The issue you run into with Section 8 is that those people live like savage animals.