Help with underwriting

[Peter Zynko]

Draft underwriting to attempt to find investor friendly coc %

give constructive criticism please 

Wholesale a Hybrid sub-to / seller financing equity contact for duplex 

entry: 50,000.          Median Rent rate: 1600/u

assignment fee: 15,000.        income: 3200/m

sell owes: 120,000.              Owe Bank: 800/m

closing: 7000.              Seller financing: 500/m

renovations: 60,000.                   cost: 1,300/m

runway: 4 months = 6,800

spread: 1900

all in cash: 138,800

Income a year: 22800/y ÷ all in cash = coc

coc: 16.43%

seller sees

offer: 250,000

sub-to 120,000

sell fin: 500 w/ 0% intrest 

term: 13.33 years

down: 50,000