I tried plugging in an extra $100 payment per month in it, but the interest savings start out at like only a few dollars each month.Shouldn't the interest saved on extra principal payments be drastically higher in the beginning due to the front-loaded nature of amortized loans?

If you have sculptured landscaping, especially if you are trying to have mulchbeds and areas of rock, "nature will find a way." 

For roommates having extra company over, naturally it's going to happen (even for you) so as long as it's not everyday it's ok IMO.

The natural causes were all clean.

Having said that, tile does have downsides compared to LVT, tile installation is more expensive, it requires more skilled labor and subfloor prep and even very neutral finishes can become dated; I think natural stone is timeless but preferred colors do come and go.

Do they utilize consistent, natural lighting?

In the loan processing step is it common practice for you to give them your bank account numbers and your life Insurance policy and Bonds, things of that nature.

It's natural for people to start thinking about their response before the other party finishes talking.

The conservative nature has cost me in such an aggressive market, but it saved me in this case.

Most likely the state where the property is located is where lawsuits would be brought if they are something for personal injury like a trip and fall or something of that nature because the “cause of action” arose in that state.