We're only licensed in CA, TX, AZ, and MA, but refer to them all the time. :)

So my family owns a house on Cape Cod in Massachusetts (West Harwich).

The best feature is that the rate remains fixed for the term of the draw - most all of the other HELOC's I've seen have a variable or initial fixed, then variable.This HELOC is offered in the following states: AK, AL, AR, AZ, CA, CT, DC, FL, GA, IA, ID, IL, IN, KS, LA, MA, ME, MI, MO, MS, MT, NC, ND, NE, NE, NJ, NM, NV, OH, OK, OR, PA, RI, SD, VA, VT, WA, WI, WYThe rates are high, however if you are using this for a fix/flip or BRRRR, it's potentially a good product to jump into real estate and then refinance out of it later.

Spouse may have an eye for staging, sales or selecting Killer Deals. and you try to get her to help you put a roof on:-(I've found that being supportive and PAYING THEM CASH, the same as you would PAY an expert, valued employee, will insure you'll be a successful couple in this "Simple but Not East" field.Good Luck Investing.PS This even works in Massachusetts;-)

My wife and I are planning a full gut renovation of a 2,300 SF single family house in Newton, MA and are trying to plan our budget.

This is a big expense but being that I live in MA I can't be there to inspect. 

(all my rentals are in NH, not in MA as my location indicates)However, laws have changed, and it would be in your best interest to consult an attorney. 

I saw a Crazy tax increase in MA property and expect tax increases in RI. 

Hi Stephen,What areas around Boston or MA are you interested in?

The closer to downtown Lawrence/Massachusetts street the better.