My name is Josh Kirk and I'm a 21 year old from Lynchburg, Virginia, currently 3 semesters away from a Bachelors degree in Aviation Management from Liberty University.

@Sandel Ariste Here is my "starting up" collection:Read http://greeneincome.com/index....Read Dave Ramsey book "The Total Money Makeover: Classic Edition: A Proven Plan for Financial Fitness." and complete the baby steps there.Read Scott Trench’s book “Set for Life.”Finish the school and get your degree - you'll need it later, especially if it's business management.Get a job first where you have W2 income.

But when I look at your profile I see a good degree and you certainly come across as a smart, hard working individual.

I lost my job, and went back to school and picked up a degree in welding (seemed like a good choice at the time, although I wouldn't do it again lol) and that led into CNC machining and tool and die- making, which bring us to my current position.Now I'm not complaining, considering that I live in Casey county, I make decent money. 

There is no one real estate market and if the impeachment occurs it will impact them all differently, mostly likely to a mirror but varying degree. 

Lastly, risk goes down (to some degree) as your downpayment goes down (although your cashflow goes down also which increases your risk).

To what degree is up to the appraiser. 

I have a degree in finance but don't work in the finance field.

I will graduate July 2020 at the age of 24 with a degree in Business Management/Finance, which took three and a half years, with zero debt and two kids (one is on the way).

If I were you I would not do a flip now, it is a much higher degree of difficulty than a house hack and may not deliver the results you expect.