You also should list how much $ you are putting into the deal even with ownership of the lots as depending on that equity a lender will require you to start with your own funds. 

As the population continues to grow and more high income earners move here to work at Toyota, Boom, etc. the average purchase price will continue to rise making it even more difficult for first time buyers to break into the market.

Whenever I send my PM a question about rental estimates, I always ask if they manage (or even own!)

Places like, Memphis, Little Rock, DFW, HOU, SAN or even OK.

Is this a good idea and will I need 20% down even though I own it already ? 

., but we've all had the experience of tenants who won't change HVAC filters even when you leave several with them. 

Renter may break contract early with $5,000 penalty and 30 days noticeAdditional context: Hawaii is a hard market for locals and first time homeowners to enter.Aloha Daisge, Given the current market conditions in Kapolei/Honolulu, IMHO, I don't think that those terms are attractive and will not be much of an incentive for locals or even Military PCSing into Oahu. 

If I can ever be of any assistance please let me know!

@Alfred Fraser I never even contacted them.

So at this point I started being much more persistent about asking for updates and I did start to get some from Scott's assistant.