I'm also a veteran 100% P&T so i have a steady income and plan on taking advantage of my veterans home loan benefits for this project if possible, especially if there is a construction option. 

Since commercial real estate is largely an income property driven industry, appraisers will heavily skew value towards the income approach.

I'm curious if the income from these rentals, listed on Schedule E, will be factored into my Debt-to-Income (DTI) ratio.

LTCG, STCG, rent income, a little Sch.

I then declined due to income and credit; which is still an area where we can decline.

In advance: know what credit score, income, and equity are needed before you purchase to be able to achieve this every five years.

Personally, I wouldn't trust a 3rd party to completely run my STR business if you were dependent upon earning 5-star reviews for future bookings.

Hi, if my wife becomes a real estate agent in New York (we live in NY) and we buy properties in other states such as Florida or Georgia, can we use segregated deductions on houses we buy outside of New York in order to pay less income taxes from my earnings?

I’ve been steady focus on multi family to create passive income but that idea is starting to seem slim since I haven’t been able to find any within my budget or in a good location.  

It's a stretch but with stable income you'll have options to remodel what you can afford it.