Trying to determine if this is reckless or sophisticated investing....The idea is that annual percentage increases and the possibility of rates lowering will allow for positive cashflow.

USAA has phenomenal rates and service and I'd love to continue to use them this time around. 

"If you or your spouse actively participated in a passive rental real estate activity, the amount of the passive activity loss that’s disallowed is decreased and you therefore can deduct up to $25,000 of loss from the activity from your nonpassive income.

I've never used one, but from what I've learned rates usually move into a 30 yr fixed after the rehab is complete.

I am planning on waiting to refi until rates come back down a bit.

If you wait, you'll be able to get an owner-occupant loan and house hack, putting far less money down with a better interest rate. 

With the current interest rates, I would be -ve cash flow 200 to 300 per month.I am currently based out of Raleigh, NC.Appreciate the help.

They may have to pay 60k in cap gains (based on 20% cap gains rate). 

We offer flat rate Property Management.

I would love to hear from anybody in the Denver metro area who is house hacking or owns a rental house that is a two story with two separate units (separate entrance with an additional kitchen). I'm just curious what ...