So from my knowledge, and past experience, a bank will not be an option?

If anyone has any specific knowledge of lending for the Charlotte, NC market, all advice is welcomed.

I am looking forward to learn more from our community and may be one day... have enough knowledge to give back  as well.

(May be able to do over time)Currently renting below market for total income of $4,850 (month to month)Based on my knowledge of the area, and running comps, "Market" rate would rent these for a total of: $7,800I am running my income projection at about 80% of that: $6,350 (to be conservative) once running and maintenance is cleared.Expenses will depend on if I choose an equity partner or do hard money and refinance with a commercial loan.  

From the extremely limited knowledge you have provided I’m not sure what value you are providing here.Typically the next step is going to be form some sort of entity to split the ownership

Looking for knowledge real estate friendly attorney and CPA in said area.

Janet Houchen with pro 31 accounting is very knowledgeable

You need to join an agency, which means you are taking a job and you would be expected to perform (sell).

I am definitely getting my full share of knowledge from the site, as well as members such as yourselves pitching in and sharing information.

Could I threaten him with hiring a collection agency who can report to credit bureau ?