Utilities are less of a concern because you should let your tenants pay if units are individually metered or use a chargeback system if they are not individually metered.  

All her concerns amounted to were loose towel bars, light bulbs, blinds, ceiling paint touch up etc which I immediately said my handyman would come fix it.

It's been several years since I've had to deal with a trust situation and things may have changed slightly, but it may also depend on the type of trust (revocable, irrevocable, etc.)Again, work with a title company that can answer your questions and concerns in a clear and concise manner.

All of them are outside the townhouse complex, but it's a little concerning to me.Any advice on this?  

@Aaron Brown Yikes, that is a little concerning to hear, the particular neighborhood I'm buying in was classified as B+, and it is just east of Cedar Ave (I assume you meant Ave and not St). 

Rate lock for six years and then annual resets thereafter sounds like a lot of risk No one can predict the future but I'm terrible concerned about this as well.

I'm trying to decide if I will aim to rent for 30 days of less or not.The thing that really concerns me are these Liberal eviction laws that favor guests.

By taking out the loan in the Sub S name, even if you have to sign as a guarantor of that loan, it doesn't count as a financed property as far as Fannie Mae is concerned, because its a commercial loan.

The most recent 3-4 real estate busts have been accompanied by nasty recessions (1974, 1979/1981, 1990, and 2008).  

It sounds like this shouldn't be a concern to you given the amount of time you have owned the home.Cheers!