I would suggest have a plan or exit strategy for the properties and your own personal finances so nothing comes as a surprise.

It usually increases unexpectedly and for reasons you may disagree with. 

I am surprised more haven't commented on what a train wreck this transaction appears to be, but then maybe not as there are plenty out there that don't know how to conduct a real estate transaction properly.

(Even if you plan to manage the property yourself, 24 units is a LOT of work and your time is worth money.)This leaves you with only about $32,000/year for the unexpected and I think that you'll find your numbers are a LOT higher.

To my surprise, he did

I'd be surprised if they didn't have an extensive section about doing that in their documentation.

That surprises some people who go to the seller financing  route.

When something really unexpected happens they end up behind schedule but already have start dates they have given to other people. 

I was extremely surprised when she told me I should approve for the Million dollars, because I guess I wasn't expecting that much, and I have to admit the % million was slightly intimidating, but I am someone who takes advantage and makes the most out of opportunities no matter how much I have to step up my goals.

The phone conversations ive had with the office were great--as they should be, my wife and i have a fair amount in the bank with great credit and DTI--but i dont want to be blindsided with a series of unexpected questions during the face to face.