Just because they have some cool letterhead and a "business" doesn't mean they aren't working outta the back of the white van...next to the speakers they sell.I would charge a 25% premium over going LTR rates.

For the rentals I would purchase in your personal name (to get preferential lending terms) and then transfer title to an LLC at a later date.LLCs are simple to create so you don't need to plan this too far out in advance, IMO.

The Stessa rates are attractive enough that I would let it accumulate in their high yeild account until I invest in something.

An often overlooked option...call the CC company and ask them for a reduced interest rate payment plan.

Weekly rates available.

The tenant pool is pretty decent in most areas for nice rentals as rates have pushed up smaller buys too high for first-time buyers in some of the towns.

Rates: 9% to 13% (Most Deals are 11-12%)Terms: up to 36 Months (Most Deals are 6-12 months)Fees: 2-4 points(%) of loan amount paid at closing (Most Deals are 3 points(%))Minimum Loan Amount: $50,000 (For loans less than $250,000 $2,500 minimum fee)Max Loan: 65%-70% of After Repair Value(ARV)100% Rehab Financing Available (Require 20% of purchase price down payment or cross-collateral)Closing Timeframe: 48 Hours - 3 Weeks (Most Deals are 2 Weeks)NO PRIMARY RESIDENCES, NON-OWNER OCCUPIED ONLY, BUSINESS AND COMMERCIAL USE ONLY.

PML are giving very high interest rates of 10% plus.

If you haven't purchased the course yet, definitely PM one of my friends has a company that offers the course at the best rates and with great instructors. 

This places you in the third tax bracket, with a 22% rate.