Further you should have checked the lease and rental application which would include a photo ID.

I own a few multi families and I wouldn’t want to purchase another one right now because you can’t evict anyone now if you can buy one empty that’s a different story because you’ll get 100+ applications for an apartment right now.

I think the short answer is, there are a lot of lenders out there so it's worth shopping around.I'd consider talking to a mortgage broker instead of to a bank directly, as mortgage brokers are aware of multiple loan programs from different institutions, so hopefully one will be able to fit your situation.On your general question about one full time job vs. two part time jobs, as a general rule the more you fit into the "standard box" (look like most other loan applicants), the better.So while I definitely wouldn't say you're out of luck - I think there's a lot of money out there chasing borrowers these days - your options will definitely be more limited the more you stray from the "single full time job you've held for a few years, or at least in the same industry" model. 

Hey guys, so having access to MLS has given me even more access to certain software programs that can help identify absentee owners (in & out of state).

If I’m going to have short term rentals for sure I don’t mind investing in that tool, but to get the software just for a peek if it would be a good fit may be an overkill.

New builds will yield nowhere near the 18% return I get on my loaned out money.Dodd Frank is not applicable to B2B loans.

Don't take any information you're given, verify everything.Just recently had an applicant who kept telling me her landlord had not heard from us.

Debating doing it in TurboTax or finding an accountant.I've been doing my own with tax software  for a long time. 

From the link:The Sacramento Housing and Redevelopment Agency is offering emergency rental assistance for residents who have experienced a loss or reduction in wages due to COVID-19.The Housing and Redevelopment agency is offering the assistance in partnership with the city and county of Sacramento.Applications for the Sacramento Emergency Rental Assistance program will be accepted online Friday, Oct. 9, through Thursday, Oct. 22.Applicants are eligible to receive up to $4,000 in rental assistance via payment made directly to the landlord.

I am referring to the MANY procedures, processes and software programs available to us that we have to use in order to get anything done.