Loan to value ratio: The higher the loan to value ratio (LTV) is, pricing takes a hit.

@Roger West You should have no problem getting a construction-to-perm loan. 

The bottom line is you shouldn't use any of these strategies without proper education or hiring a competent person to guide you AND you should have the ability to reposition the debt IF the sellers lender calls the loan due.

Hi folks any suggestion of where to invest in Frederick, MD (county) so that it pencils out for a DSCR loan with 20% down.

The origination is what they are charging to do the loan 

There you will be asked your criteria and then after answering a few questions you will be matched with 3-5 agents or loan officers in your area.

You are able to get fix and flip loans no income no doc 

The zoning board can impose fines. also need to adjust lease agreements to reflect tenants status. in the end, with how lenders reflect potential rental income v mtg (dscr) harder to qualify the loan. 

Another said if my builder co-signed on the loan it wouldn’t be a problem. 

My wife and I own a "second home" in Reno Nevada which we purchased with 10% down and were planning to purchase another one, but our lender told us that we can't get another loan for a second home within ~100 mile radius of an area where we already own a second home/primary residence.