Work out a payment plan, put it in on a credit card, but get the thing replaced! 

Although we do have CA Fair Plan fire insurance on it.Any guidance would be much appreciated.

Anyway, im planning to turn the old one into a 5 bed 2 bath airbnb.

We had a verbal 1.25 on the table but we also had two other buyers in the process of offering, so we let that one go.

@Bunti PapuI recommend finding an accountant who specializes in real estate taxation and tax planning to learn about STR tax strategies.

Almost like BRRRR but on an extended time frame.With this thought process in mind, I would love to hear the group's thoughts on this..

While the units look to cash flow, for the next 5 years we plan on using that cash flow for any extra expenses over and above what we would forecast for the maintenance, repairs, and capex items for the properties since we already have W2 jobs we plan on keeping for at least the next 5 years. 

Do everything you can to pay down the debt, and work on side hustles that actually produce income to help accelerate the process.

I am in the process with a lawyer, trying to see what justice can be done.

While self-managing rental properties is an option, partnering with a reputable property management company can streamline operations, enhance tenant screening processes, and ultimately optimize returns on investment.