Some advocate for factoring in debt services, while others argue for excluding them from the calculation.

Yes you'd be able to utilize the DSCR loan (debt service coverage ratio) upto 80% cashout of the homes value .

This is NOT the place to skimp on cheap services without good no-cost on-going consulting when you need help down the road.

Non deductible, Better Proximity securing loans) "ROIsoonest months"        Unknown*  “Cheapest”. 2nd. 3rd     Unknown* Deals, Off Market, brokerage, government, 4thJudicial, Move to USA 1031Tenant Management due diligence   Unknown*Previous landlords Credit score,eviction record, income to debt between 40 and 60%,hours at home,Pets, poor character appearance Ie tattoos,drugs,crime,personality,dirty car.Value Add focal points          Unknown*Raise the rent,Rehab, maximize rooming, section 8, Reducing management “general”Rehab etiquette       Unknown*compartmentalizations & entry,Colours, Lighting, Fixtures & Amenities, floor, bathroom cheaper / kitchens, fixed stylization.

Might be worth looking into if your town has a list of vetted contractors or service providers that will do the work.

.- I see this scenario all the time, borrowers with loan amounts less than 150,000 will get whacked with higher LLPAs simply because of the cost to service and UW the loan.

We expected that at some point, cast iron pipes of this age would simply need to be replaced or relined - but since there is also confirmed leakage, we would like to do this sooner rather than later.We would like to opt for the less-invasive CIPP re-lining.We have received quotes from 3 different plumbers, all for upwards of $35-45k to reline 70 feet with 16 reinstatements.

Not all tax professionals offer that as an option, but some of us do, and it can be a fairly inexpensive service.

What is worse is areas of Ohio, Indiana etc. will scout properties that are non owner occupied and owned by people out of state and go after them hard. 

What services do you offer?