First off, the simple fact of the matter is that it's going to be a BATTLE to find cashflowing small multi-family in "Decent" areas of San Diego.

Geography matters less and less.

A lease option to purchase is no longer accepted as it use to be, you need to assess the sale matters as an installment sale and be able to justify your equitable interests.When rules change, strategies have to change with them. :)  

Thanks for any input and any further suggestions in this matter.  

The fact that we're talking about 2 claims spread among 3 properties (2 rentals and our primary residence) did not matter, it was handled the same as 2 claims against 1 property.Okay, so we contacted some other insurers and finally settled on State Farm.

YOu can also deal with the rental fix and flipper who then owns their own management company.. or one's that work with one closely... there are many ways to acquire rental properties... when you buy pre rehab that can get dicy no matter the company because there are many things that need to take place prior to your earning any income. this is why the public and the Marketers of turn key generally want tenant in place on a fresh rehab property  it gives investor cash flow from time of  closing..

@Mindy Jensen  nice one  @James Wise  I need a head set and a microphone like you have  for that matter then I need to know how to hook them up  LOL.nice job.. 

First of all, the browser matters.

I wrote this to see if people on here could share their thoughts on this matter.

Then the comps don't matter except for an appraisal.