Its great that you are looking to stay and invest locally.

I would get involved with state or local apartment associations.

Any locals with some inside information on how true this is? 

I am hosting a lunch&learn Zoom call on Wednesday about rent increases, more info on RPAWI. org - a local non profit REIA.

Other local counties have similar text.

Check out some local meetup groups in the area.OCREIN - Unlock Your Real Estate Success: Stand Up and Connect!

Be creative in finding tenants by partnering with local, state, or even national businesses.

I'm sure that is true, because most mortgage companies aren't going to go searching for issues when there aren't problems - but in the truest sense of the word this is loan fraud and I'm just not up for it in my portfolio.I did hear from a friend of a friend type that she was able to close a subto with a small local bank somewhere in Georgia (property was also located there) because of a long standing relationship with the bank. 

Have you tried local Facebook groups in your area, they are usually filled with wholesalers.

Maybe try calling your local Housing Assistance Program (HAP) office and asking them about this requirement.