@Josh Goertzen from real estate agent perspective, I used to ask seller to fix everything before listing.

It does NOT matter if the lender reports to your credit report or not (your tax returns will show the property and even if not on tax returns lenders use services showing the property tied to you.

I am an agent in Hudson and Bergen County and I source off market deals to developers, especially in Jersey City area.

When factoring in the rate and term, almost every single deal I look at is a looser due to debt service (unless the LTV is something like 50%).   

Think you may need a handyman, agent, loan officer, real estate attorney, real estate inspector....  

Interview lots of agents, property managers, and contractors to get to know the up and coming areas. 

Hi Bigger Pockets Forums, I've been saving up money from my full time job to invest in real estate.

Yes - you should be able to find a lender that is "AirBnBRRRR" friendly - most DSCR Lenders will require the full 12 months of STR history but a few that specialize in STR can qualify less than one year, typically with AirDNA projections or some common-sense mixed underwriting approach

Should I look for other agent? 

I usually do month long rentals (as a minimum) but committing to a full year with a tenant makes me nervous.