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Updated 6 months ago,

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Rick Albert#3 House Hacking Contributor
  • Real Estate Agent
  • Los Angeles, CA
1,362
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Buying without counting towards DTI

Rick Albert#3 House Hacking Contributor
  • Real Estate Agent
  • Los Angeles, CA
Posted

Hello!

I am wondering what the work around is to purchase properties without it counting towards my DTI. Because of how my Schedule E is with all of the write offs, it throws off what I can qualify for.

One thought I had was start purchasing under an LLC and have the LLC take out the loan. I'm getting conflicting information on whether or not it will work because I would the sole owner of said LLC.

Any advice would be appreciated. I buy all over the United States and plan on buying at least 2-4 more over the next 12 months.

Thanks!

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