Google Drive is an awesome tool for keeping documents organized as it syncs across multiple devices and those files can also be stored locally on your laptop/desktop for more easy access.

If I caught someone destroying a nest, or using fatal trapping devices, they'd get an eviction notice, and be out!

This is especially true if you do a portfolio loan (a loan that does not fall into Freddie mac or Fannie Mae lending) Then the institution has more freedom with the loan and rates.

I walked through a Freddie Mac repo last month where they had replaced a furnace but decided not to put a $5 tarp over a gaping hole in the roof!

Can anyone recommend a good format (mac "pages", microsoft word, etc) to post several pictures as well as text for the purpose of demonstrating rehab projects?

I'm a Mortgage Consultant by day and I have to say you have not given all the facts in order to answer your question.What rate you can get is affected by a host of things like your credit score, exactly how much equity you have, escrow (no escrow), and the loan amount.If your current lender is willing to do the loan w/o a full appraisal, then I have to presume you are working with a portfolio lender (meaning your new loan will NOT be Fannie Mae/Freddie Mac).

We anticipated that Freddie Mac would have followed Fannies lead, but to my knowledge Freddie didn't?

@Tim Schroeder After you've set up the hub, it will discover any ZWave devices in the vicinity.

Hi Justin, If I was in your shoes, I would consider turning your current property into a rental unit and using the equity in the home to purchase a multi-family through, FHA or Freddie Mac's Homepossible mortgage to only put down 3%-5%.

Not sure what you've got but it you're in the 4% range, my numbers should be close.https://www.biggerpockets.com/member-blogs/4658/54418-5-down-conv-for-2-4-units-is-available-home-possible-freddie-mac