That's going to kill people in this pandemic.My wife is a health care worker.

It's a tough one since there is so much grey area. 

It's tough to know exactly how at this point, time will tell, but when thousands of businesses close down and millions of people can't pay bills it will absolutely effect real estate. 

I know times are tough now, so finding good LTC or LTV rates may be tough, but IN GENERAL when presenting a deal/plan to a hard money lender, what are some steps to accomplish this?

Tough these days with construction activities shut down in many places.

Are they Essential workers, do they work from home, etc.

He laughed, and said I would get paid when he got paid.I got in an argument with him and he fired me.So this guy at the bar said to me, "Tough break.

It has been a strong sellers market for the last 12-18 months, but that may change with covid now.The two issues you need to be aware of are :1) Finding a good cleaning company is tough.

As a local investing in Vegas:buy and hold investing is getting tough in vegas with purchase price to rent ratios spreading further and further apart.

I know a lot of banks are closed too with only drive thru service available, so it is tough.