You can always make additional payments to pay down your principal, therefore reducing your interest overall, just like a 15 year.If your goal is to pay off asap, go with a 15 year.

I believe we have a civic duty to effectively manage our properties and reduce the number of calls to 911.

If you can pull off the larger deals that would probably be the way to go - but just be sure you have a plan to increase revenue and reduce expenses.

There are DSCR lenders that will still lend on rural properties, with reduced leverage however.

A Utility & Maintenance Reduction Program is a program that aims to reduce the costs of utilities (such as electricity, gas, water, and sewage) and maintenance (such as repairs and upkeep) for a rental property.

@Andrew Laracy thanks for the follow up. 1) each partner is getting their original money plus profit made on their percentage. 2) In syndications I've invested in in the past once refinanced out the persons equity was reduced accordingly.

This could be because the insurance company has conducted its own investigation and believes that the damages are not as extensive as the policy holder claims, or because the policy holder has submitted exaggerated or fraudulent claims.The insurance company may be facing financial difficulties and may be looking to reduce payouts in order to save money.It's important to note that insurance companies are required to act in good faith when handling claims, which means that they must treat policy holders fairly and not unreasonably deny or delay payment of valid claims.

While you are waiting to refinance in a year or two you are reducing your principle so when you do refinance it might be at $195,000 or $190,000 which will reduce your cost and Increase cashflow.  

I didn’t find any unicorns yet of how to keep it super warm but will see if the cover makes a material difference Insulate your pool: Adding a pool cover or blanket can help to keep heat in the water and reduce the amount of energy needed to maintain a comfortable temperature.Set the thermostat correctly: Set the thermostat to the desired temperature and avoid making frequent adjustments, as this can cause the heater to cycle on and off more frequently, which can increase energy usage.Keep the heater clean: Make sure to clean the filter and other parts of the heater regularly to ensure it is operating at its best.Use a timer: Use a timer to turn the heater off when it is not in use.

Anything that reduces exit options has different am I overleveraged or not metrics.