My reasoning is because I simply do not qualify for a loan for any properties out here and units that are being sold off in smaller multi-family properties have ridiculous HOA rules that make it quite difficult to cash flow or just pencil out in general.

I’d like to start buying multi family so your reply caught my eye.

That would seem like a better option, assuming you have the cash for the down payment.

For most lenders it typically requires having at least 1-2 builds previously completed, but I'm sure there are other options if it happens to be your first.

If you can get your loan amount up to $75k and value $100k+ you should have additional options.

Also find out what rights you have to terminate the lease as that may be the best option. 

Most multi family is on one furnace/boiler and the landlord pays the heat.

Wanting to explore other options or find out other financial strategies for trying to build a detached home on our lot without having to refinance out of our 2.75 interest rate with a cash out or doing a HELOC.

Few years later I heard the guy he partnered with had been brought up on fraud charges or something.Anyway, the sales guy for the ACTS keeps calling me and trying to get $1000 out of me for a lease option program.

Monitor metrics like click-through rates, engagement, and conversions, and A/B test different ad copies, images, and targeting options to optimize performance.Ensure your ad links to a landing page with a clear call-to-action where sellers can easily contact you.