Actually doesn't matter so much where you start, so long as you do start and pursue a strategy that makes sense in that market. 

And, these matters generally won't arise from some auditor or regulator seeing a deal that closed with unrealistic prices or terms, they generally come up after the fact by interested parties and they sue seeking relief or justice  of tortuous conduct.

Its an absolute wealth of valuable RE investing info.For the matter I am a local Miami investor.

I try to stay out of these types of situations but as a practical matter most tenants do tend to have their usual parking spot and I do get calls because "so and so" is parking in my spot.

Finding the bank that has a product for your needs is a matter of time spent dialing and asking.But there are things you can do to increase your likelihood of securing funding.

Each person has their own experiences with these banks so it's really a matter of preference when you do go to them for your financing needs.As far the conventional loans, all of them unless they service the mortgage themselves will be backed by Fannie or Freddie.

They promise that the matter is being taken care but there is a back log in the recording department.A back log?

Thanks for keeping us educated in this matter.

First off, the simple fact of the matter is that it's going to be a BATTLE to find cashflowing small multi-family in "Decent" areas of San Diego.

Geography matters less and less.