As @Chris Masons pointed out, there is a secondary market for flood insurance, you do not have to get it from FEMA. you can also check FEMA online, there they have maps that you can zoom into your property and get an exact marking for what level the property is. however, it does not matter if your units are a certain distance above grade, the problem lies with your basement, you have a basement, you have to pay flood insurance, especially if the mechanical are down there. the only way around that at that point is to raise the mechanical and fill in the basement with stone, FEMA site will even tell you that.

Originally posted by @Mark Mathews:I'm not sure I understand your question.I think you're planning to rent a private room in someone's home, in Houston.I wouldn't worry about whether the person owns the home or not.

Thanks @Mark Ainley.

Calendar marked!

OK, mark your calendars, looks like we're going to do this.

@Mark Archer are you an agent or broker?

I've been looking closely at the Think Multifamily group with Mark Kenney, and though I fully see the value there (I think Mark is a great guy), $35,000 for a buy-in (plus a $10,000 yearly fee) is a lot to swallow.

Mark in ROC

Then find your marks to where you would like to start and chalk a line for your starting point, you need to us a pressure sensitive glue and spread the area to which you want to start.

I recommend asking the PM you are going with a couple of questions before making the decision, I recommend asking your next manager a couple of questions:Do you mark-up maintenance and repairs?