Flood Insurance / Elevation certificate

[Joes Juan]

Hey Everyone,

Wanted to reach out to see if anyone can assist us in our current situation.

Situation: 

Closing on a 12 unit property in Hampton, NH this week. We are getting quotes of flood insurance around $10,000. We believe this number is very high. Wondering if anyone in the NH area can refer us to a good insurance agent that may help us out. 

Also we are looking for a land surveyor, if anyone has a good reference, to get an elevation certificate. Seeing that our first unit is a basement and not "living space". 

Thank you in advanced.

Best regards,

[Chris Masons]

Either way get the elevation cert, as having this in hand can reduce your premiums as without the elevation cert you are always quoted the highest premiums VS your actual base flood elevation measurements...

I once had a property removed from flood plane went from AE to X via a elevation cert and a LOMA - Letter of Map amendment. 

Also call FEMA and request historical flood claims on the property. it is public info

thx and good luck.

Chris