There is a 2 level multifamily in National City (2x 2br and 2bath) that I am super interested in using my VA Loan for.

More info here:DSCR loans won't use your income to underwrite the loan.

I’m aware of two individuals who paid NWA’s $10k non-refundable EMD with the expectation they would receive a loan from Sherman.

Originally purchased as my primary residence, using my VA loan.

I'm using an FHA loan to acquire a duplex.

I assume this is in LA...have you asked about the DP required to get a high balance conforming loan? 

I gain occupancy at the end of the month, and looking to begin on some of these projects then.I am a newborn when it comes to the real estate world, but I am trying to retain all the knowledge possible to become successful in this space - building a team, what type of real estate to enter, loan buying options and experience, location location location, you name it.

I would recommend looking for homes that are for sale with FHA, VA or USDA loans as they are assumable and will save you thousands per year in interest costs! 

Do you hard money and refi out or just do 20% down conventional investing loans?

Investment Info:Single-family residence private money loan investment.