@Kristi Kandel, having the LLC hold the title shouldn't be too tough, but without a good business record, you'll have to personally guarantee the debt. 

That being said, you can always use your wholesaling skills and just broker property legally as an agent.

I am looking for some legal consultation with a real estate attorney about a property I have in Tracy, California.

As this is a risk for me to tie up a chance of not selling to anyone for possibly 3 years, is it possible to "tie it up" for them, but say something like "price to be determined by appraisal at end of lease, with a minimum of $215,000" is this legal, or common?

It is a cash flowing property with no debt and I want to approach some lenders.

It seems to me that there might be a DTI (debt to income ratio) issue, the programs available are pretty straight forward. 2 options here for owner occupied, FHA with 3.5% down but you will not be able to use rental income on the 3 units so that’s why I said there could be a DTI issue, maybe your income cannot support the monthly debt, the other option is to go conventional and min downpayment is 15% on a duplex since you are no longer a first time home buyer.

So, those funds need to "season" a while to become yours (IE, an asset vs a debt).  

We have helped many operators start or fix their captive finance operations, helped community owners and retailers deal with their state and federal compliance issues, and trained thousands of sales personnel in how to sell legally in a post SAFE Act world.

It often will have all their legal verbiage on it.

Is there some “common area” description in the deeds/legal descriptions?