First property - funding

[Glenn Curry]

Hi my name is Glenn, and my wife and I are looking to do our first BRRRR deal in the beginning of 2019. We stay in the chicagoland area. The problem that we are running into is funding the renovations. We thought about using credit cards to fund the renovations but don’t want to risk damaging our credit score to do so. Also, we believe we can do a conventional loan and pay the 20% down payment but the renovation cost is what we will have trouble coming up with. Any suggestions would be helpful. Hard money is our last option and we don’t have friends or family who will lend us the money. Anyone who’s ever been in this situation, what did you do?