MLS How did you finance this deal?

They have helped many of our investor clients with creative financing. 

I want to purchase another property (preferably multi-family) and move into one of the units to take advantage of owner occupant financing and avoid the 20% down. 

Or, have him seller-finance until you can get the permitting resolved. 

Here are some considerations and advice for your situation:Investigate your choices for financing multifamily real estate.

Here's a simplified and effective approach: Gather Information: Obtain details about the property, including its purchase price, estimated rental income, expenses (such as property taxes, insurance, maintenance costs, and property management fees), vacancy rate, and any financing terms (e.g., interest rate, down payment, loan term).Calculate Gross Rental Income: Determine the total potential rental income the property could generate annually.

Found it on the MLS How did you finance this deal?

That ain't easy and I expect you probably have to have a big pile of cash as probably pretty tough to get any kind of financing that makes sense.

In the past there were more options to get creative with seller financing etc to put down less than that, but now the primary lender in general won't allow this as they want to assure you have sufficient skin in the game.

I’d appreciate any financing/partnership feed back.