When a tax-exempt entity such as a retirement plan engages in a trade or business on a regular or repeated basis, then UBIT applies. 

I engaged an accounting firm last year to help me develop a plan but that was a bust.

If he refuses to engage in dialogue with you, and you have a legitimate claim, then prepare for small claims court.If he is licensed, bonded, or insured then contact the department of labor and industry, or the equivalent for your jurisdiction.

Every PML literally makes up the rules as they go.So here's our I engage Private Money Lenders and I suggest that you do similarly.Nearly all Private Money Lenders will flatly say "hell no" to my requests below.

The person (the housewife) who engaged me in the negotiation does not really speak English.

.- When do I engage a hard money lender?

While I typically engage in dialogue, given both that and howyou've doubled down on your lonely take, it’s unproductive for me to take timeto further debate you on this thread.

Spend some time every day on Bigger Pockets by connecting with “colleagues,” perusing blogs and videos, and engaging with others on the forums: http://www.biggerpockets.com/meet7.

We have 2 local chapters with excellent engagement.

You need someone that clicks with you personally before engaging in a mentor/mentee relationship with the dedication and stress that may be involved.Where to find a mentorStart by looking within your existing network.